About
We started United States Mortgage Protection so families would never have to leave the home they built.
Traditional mortgage insurance protects the lender, not the borrower. We flipped that. United States Mortgage Protection policies are owned by you, priced honestly, and designed to pay off your loan the moment your family needs it most — nothing more, nothing less.
You own the policy
Not the bank. Your coverage travels with you across lenders, refinances, and moves.
Fixed premiums, forever
The price you're quoted is the price you pay for the life of your term. No annual surprises.
Humans, not scripts
Every advisor is licensed and salaried. There are no commissions on your policy — so no incentives to upsell.
Claims paid quickly
Our average approved claim pays within 14 days, directly to the lender or beneficiary.
12,000+
Families protected
$2.1B
Coverage in force
14 days
Avg. claim payout
50
States licensed