The home stays
with the family.
Ensure your mortgage is paid in full if the unexpected happens. Protective coverage designed for homeowners who value legacy over debt.
Your family. Your questions.
How we protect you
The ProcessSimple Application
Answer basic health and mortgage questions in under 10 minutes. No complex medical exams for most policies.
Custom Fit
We match your policy to your remaining mortgage balance and term, ensuring you don't overpay for coverage.
Instant Activation
Once approved, your home is protected. If you pass away or become disabled, the mortgage is settled directly.
Coverage for every scenario
Comprehensive protection that adapts to life's shifts.
Term Life
Pays off the entire remaining mortgage principal to your beneficiaries, tax-free.
- • Guaranteed fixed premiums
- • 10, 20, or 30-year terms
Disability Income
Covers your monthly mortgage payments if you are unable to work due to injury or illness.
- • 2-year or 5-year benefits
- • Covers up to 100% of P&I
Critical Illness
Provides a lump-sum payment upon diagnosis of a qualifying illness like heart attack or stroke.
- • Flexible use of funds
- • No waiting period